Asset Allocation: The Key to Long-Term Investment Returns Watching the roller coaster ride of the stock market can make many investors queasy. Even though the stock market has, historically, always trended up, investors can’t help but feel uneasy as they watch the values of their portfolios rise and fall with the market. That is, unless they also have a portion of their money in the bond market and the precious metals market, and in short...
The security of fixed-rate or the cost savings of adjustable-rate mortgage ? All mortgages are not created equal. In addition to principal amount, interest rate, amortization period, prepayment options and whether the mortgage is “open” or “closed,” the remaining major characteristic is whether the interest rate is fixed or adjustable. What should you choose? Which mortgage is better for you ? Both fixed and adjustable-rate mortgages have consistent monthly payments that blend interest costs and...